Hello and Welcome from Patrick Schoen, your Mortgage Lender "For Life" !  

Providing financing for your  . . Primary Residence . . Second/Vacation Home  . .  or  Rental Property.  

Welcome . . . .  

Your home for personalized mortgage financing and service  . . providing . .

 PURCHASE and REFINANCE  

CONSTRUCTON and ReHAB Loans 

'94% of our mortgage clients applywith us the first time they speak with us.' And here's why . . . 

• Responsive professional courteous service 

• Free Credit Report with Loan Pre-Qualification

• The 'right loan' terms for you 

• Low Rate loan programs 

• Loan amounts to $3.0M 

PURCHASES . .

• Fast 'same day' loan pre-approval
• Low down payment programs 
• First Time Home Buyer programs 
• Fast loan processing, approvals for quick closings   
• Construction/ReHab purchases 
• Specialize 'vacation home' and 'rental' properties
• Specialty limited documentation & income programs 

REFINANCE . .

• Low refinance rates 
• Lower monthly payments 
• Accelerate loan payoff  
• Debt consolidation
• Home improvement funds 
• Specialty loan programs
• 'Second & Vacation' homes 
• 'Rental' income properties
• Homeowner Affordability and Stability Plan

SERVING ALL NEW JERSEY COUNTIES FROM THE ATLANTIC BEACH TO THE DELAWARE WATER GAP     

PATRICK SCHOEN PROVIDES MORTGAGE FINANCING FOR RESIDENTIAL, VACATION HOME, RENTAL AND COMMERCIAL PROPERTIES IN ALL OF NEW JERSEY

DIRECT  LENDER  PROVIDING: 

• JUMBO & SUPER JUMBO LOANS
• FHA / VA /  USDA  GOVERNMENT LOANS  
• HOME OWNER AFFORDABILITY AND STABLILITY PLANS 
• LOW CLOSING COSTS

When you decide to BUY or REFINANCE your Primary Residence, Vacation Home, Investment or Commercial Property, that's a big step!  And you can trust us to have the low rate financing to meet your needs.

As a former Realtor now experienced mortgage lender since 1990, I provide Jumbo &  Super Jumbo loans, along with a host of  specialty  1st Time Homebuyer and Low Down Payment loan programs along with Limited and No Income Verification loan programs.   

We're busy serving Home Buyers, Home Owners, Realtors and Builders here in the southern Delaware Valley area with expert mortgage financing services !   

For more information call

Patrick Schoen at 800 - 343 - 4450.  

National NMLS Reg. #168327  / New Jersey License #9405031

 I look forward to discussing your plans and providing your financing needs.

Searching for a new construction home here in New Jersey? View builders communities offering single homes, townhomes or condominiums in just about every location you can think of. 'Click' here > Ryvenco.com. But remember to return to Patrick Schoen.com . . for your new home financing !  

Please look around our web site for further information about our loan programs and services. Then give me a call at (800) 343 - 4450.